Dream House

Bill Black is an excellent mortgage broker who understands how to make your money work for you in the best way possible. I am in the process of buying my first home and he just helped me to understand how the temporary 2:1 buy down can work in my favor. He took the time to explain to me with a spreadsheet how the numbers can work in my favor and how to not leave money on table. He really helped me understand things so much better in ways that no one else has. Bill is next level amazing and while he is a numbers person, he’s more importantly a people person; he will do whatever he can to get the numbers in your favor because you deserve to put your hard earned money to work for you and get into a mortgage you can actually afford.

Exceptional Service from Bill Black with NW Funding Group and Kelyn Black with Keys Real Estate! I recently worked with “Team Black” to start the process of purchasing investment property. It was great to have both the lender and the Realtor working in unison and helping educate me on both the mortgage market as well as the local Real Estate markets at our first meeting. There was a lot to absorb but they went in to detail on the process, timeline and market trends. The first place we put in an offer for was a duplex and unfortunately, we were not able to get that one as we were beat out by a cash buyer. I learned that there was an average of 3.4 offers for each multi-family that were priced right and there is a shortage of inventory. One advantage I learned when working with Bill & Kelyn was they were aware of this and focused on finding “off-market” properties before they hit the market. This was exactly what they did for me by finding me a primary residence on an Assumable loan at 2.36% rate and now are assisting me on closing that one while they also found me an investor that was looking for a quick close- even though they wanted a “cash only” buyer they were able to convince the seller that he had me in position to close in 11 days and convinced the seller that I was “same as cash”- we recently closed on that 5 bedroom home without being in a bidding war and purchased under appraised value. I couldn't be happier with the experience and making what can be a chaotic experience into a streamline process. Even after closing, they've continued to provide valuable connections for my renovation for the rental as well as offering guidance through the FHA assumable transaction with Carrington Mortgage. I'm confident that anyone looking to buy/sell or invest in property will benefit from working with not just one Realtor or one Lender but a “TEAM” with the experience, knowledge and passion to help others create win/win transactions. You will be happy working with this “Power Couple” in the industry. Highly recommend them for their outstanding service, education and dedication to their clients success.

Pleasure to work with. Very kind and humble. Looking forward to collaborate with again.

Bill at NW Funding Group did the impossible for me in this crazy market with an affordable mortgage. His knowledge and experience is invaluable. Jill Yates